Premium Funding or Credit Terms

Annual payments are no longer the only way to pay for your policy.

The cost of insurance to a business can be substantial. Premium Funding is a cash flow solution that gives your business the ability to spread the payments of your insurance policy over the course of smaller monthly instalments. Combined with our credit term option we work with clients and their cash flow needs.

How can we help?

Premium Funding eliminates the outlay of potentially large lump sum premiums. This gives you the flexibility to invest working capital in other income-generating opportunities without affecting existing finance arrangements.

Benefits of Premium Funding:

  • Monthly instalment payments provides cash flow certainty
  • Easy repayment options via direct debit or credit card
  • Simple loan documentation with auto renewal option
  • No security or director guarantees required (in most cases)
  • Consolidation of all your Insurance policies – multiple policies can be placed under one premium funding agreement
  • Competitive, fixed low interest rates.
  • Interest payments, credit charges and application fees may be tax deductible.

As your insurance broker we will organise everything for you. Once the relevant paperwork is submitted we will obtain a valid quote for you. All we need is your signature and your bank details – it’s that simple.

Attvest Finance

Attvest Finance offers a complete range of funding options — All general policy classes including workers compensation and non-cancellable policies together with domestic premiums. Attvest is known best for its close partnership with you (the client) and the insurance broker. This creates great value premium funding solutions tailored for your needs. Offering flexible settlement terms, with repayments available in monthly, weekly, fortnightly and quarterly basis.

IQumulate Premium Funding

Who are IQumulate?

They work with over 600 brokers to deliver premium funding solutions to over 60,000 businesses across Australia and New Zealand. On 20 March Macquarie Pacific Funding was rebranded to IQumulate Premium Funding as a result of Steadfast Group’s announcement to acquire the remaining 50% interested in the business from Macquarie Bank. Aside from a fresh new look, nothing else has changed. They are the same team offering you the same competitive option to finance the cost of your insurance.

Elantis Premium Funding

Elantis Premium Funding has over 25 years experience in Australia and 18 years experience in New Zealand offering brokers reliable, personalised and flexible premium funding solutions.

Elantis Premium Funding formerly known as Lumley Finance was launched to the market in Australia in 1991 where it quickly built a reputation for integrity, reliability and professional service.

Credit Terms

As a broker we often receive depending on the insurer between 30 to 90 day credit terms which we can discuss passing on to you the consumer to assist with cash flow. The above premium funding options are great for spreading your insurance spend out over the course of a year, but do come at additional cost. An alternative more and more of our clients are taking up is our credit term payment option. 

General Advice Disclaimer

This information does not take into account the objectives, financial situation or needs of any person. Before making a decision, you should consider whether it is appropriate in light of your particular objectives, financial situation or needs.

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