Gone are the days where you could present very limited information to insurers and expect multiple competitive quotes to come back. In the modern insurance landscape it’s increasingly difficult to find cover at all for certain types of risks. Also as many business’s have noticed the price of insurance has risen substantially in last handful of years. It’s now more critical than ever to present your risk awareness to insurers in the most accurate way.
Some of the best ways to do this is by investing in quality risk engineering. Otherwise known as a risk survey. Also by getting your assets valued to check your sums insured are correct. These things do cost money in the short term, but over the long run tend to be cost savings to business in the form of less claim frequency and downtime.
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