Public / Products Liability Insurance

If you sell, repair, service or deliver goods, you also have a responsibility if the goods cause damage or injury. The implications of a third-party injury or property damage caused by you or an employee could result in a significant financial loss to you and your business.

Public Liability Insurance covers you and your business against the financial risk of third-party bodily injury or death and third-party property damage or loss that’s a result of your negligence.

Products Liability Insurance gives you cover if a person or business is injured or damaged because of a product you’ve sold.

We can tailor a package from a wide range of insurers to make sure you get the right cover for your business in the following areas:

Public liability

• Death, bodily injury, sickness, disease, disability, shock, fright, mental anguish and mental injury
• Libel, slander, defamation of character or invasion of the right of privacy, occurring during the period of insurance

Products liability:

• Actual physical loss of or physical destruction of tangible property
• The loss of use of tangible property which has not been physically damaged but cannot be used due to physical damage to other tangible property which occurs during the period of insurance